SPENDING TRAPS
By tracking your expenses each month, you’ll be able to identify negative spending habits that you can change to make your money work better for you. You might find you’re paying for services you don’t use like a gym membership or a software that you forgot to cancel before the free trial period expired.
FOCUS ON GOALS
If you’re planning to buy a house someday or looking to increase your retirement savings, tracking your expenses will help keep you on track to reach those goals. You’ll be able to see if you have expenses that can be lowered or if your spending remains in line with your priorities.
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ADDITIONAL BENEFITS
When you start tracking your expenses you may find that you worry less about money. Since you’ll know where every dollar is going, you won’t be anxious wondering if you’ll have enough money at the end of the month. You’ll feel more confident and because you’re keeping track of your spending, you’ll be less likely to make impulse buys.
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